Monday, 3 December 2012

Spain Car Rental - Golf Travel Insurance - Is it Worth it?


But what about taking out travel insurance for ourselves, many of us may already have taken golf insurance to cover the cost of replacing our expensive clubs whilst travelling overseas? Your ideal holiday will be spent on foreign shores trying to improve your golf swing in the sunshine, we all love playing golf and if like me.

But is travel insurance really worth it, we are all wary of being sold something by a pushy sales person trying to flog us a product that we don`t want or even need? Whilst booking your golfing holiday it is inevitable that at some point you will be asked if you would like to take out travel insurance.

530 accidents of these accidents being head injuries, with 3, 000 golfing accidents happen each year, it is estimated that around 12. Accidents can and will happen, but. We may have given ourselves a false sense of security by believing that accidents always happen to someone else, however. We have all been on holiday and have had a wonderful time without having to use travel insurance. For many travel insurance is an unnecessary expense that does not need to be taken out.

This trend is likely to continue on for the foreseeable future. 427 in 2007; 678 compared to £ the average claim in 2008 was £. According to a large Direct Line a UK insurer the cost of medical treatment abroad has been rising since 2007.

But it may well leave a very serious dent in your wallet, not only can an accident abroad have a serious effect on your golfing holiday experience.

As the card does not cover all medical costs (eg repatriation)", to quote the Department For Health "We recommend that you have private insurance as well as the EHIC. It may not provide you with all of the cover that you need, however. The EHIC can be used to cover any medical treatment due to either an accident or illness within the European Economic Area (EEA). There is the European Health Insurance card (EHIC) which is a replacement for the E111 for persons resident in the UK.

This is a pretty hefty cost for most people to have to meet. 500 which will not be met under the EHIC scheme; 17, the average cost for medical repatriation from a popular tourist destination such as Spain is £. Let's say for example you can not make your scheduled flight home due to an accident or illness.

Can we afford not to take out travel insurance? Loss of passports and tickets and more, personal possessions, golf travel insurance covers medical expenses and can cover legal expenses, luckily.

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